Pana Engrafou is a qualified lawyer and a member of the Cyprus Bar Association, with over ten years of experience exclusively dedicated to Anti-Money Laundering (AML), sanctions compliance, and financial crime prevention.

Her career has been solely focused on compliance and AML from the outset, beginning as Head of Compliance and Risk Manager at a Cyprus Investment Firm before advancing to her current positions. She advises a diverse range of clients across both regulated and non-regulated sectors, spanning multiple industries in Cyprus and across the EU.

Pana holds the Advanced Examination certification from the Cyprus Securities and Exchange Commission and is certified in Anti-Money Laundering for ICPAC and CBA Members by the International Compliance Association (ICA). She is additionally a Certified Risk Management Specialist in Russia Sanctions through K2 Integrity, and a member of the Committee for the Prevention of Money Laundering, Terrorist Financing and Sanctions Violations at the Cyprus Bar Association.

In her role as Director of MK Compliance Limited, Pana leads the firm’s advisory practice, helping clients build and maintain effective compliance frameworks to guard against money laundering, terrorist financing, and sanctions breaches. Her work also encompasses the preparation of legal opinions and memoranda on AML and sanctions compliance matters. She also serves as Head of Compliance at Michael Kyprianou & Co LLC, the second largest law firm in Cyprus, where she oversees the firm’s compliance with all applicable regulatory standards.